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Insured Declared Value (IDV) Comprehensive car insurance is the widest level of coverage available, including third party and third party, fire and theft, but also covering wider damage to your own vehicle. spend $1,550 to earn 20,000 points. We answer your most common questions about car insurance, explaining what legal cover and a no-claims bonus is, and whether you can drive another car … We Would love to interact with you, 9 Easy Tips and Tricks To Cut Down Your Car Insurance Premium, 10 Benefits of Buying Car Insurance Online That You Should Know. Here are the 8 main things you must know. Car insurance can be a great boon when faced with big expenses for repairs of your car and hence you should give importance to it. When you begin to talk about comparing car insurance quotes from different insurance companies, people immediately think about getting the lowest possible insurance rates for the car. 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